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EBA takes stock of lessons learned on financial education across the EU

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01 March 2018

The European Banking Authority (EBA) published today its first Report on financial education, covering the years 2017/18. The Report is based on a repository of more than 80 financial education initiatives carried out by the national authorities supervising banking products and services across the 28 EU Member States. The Report provides an opportunity for national authorities to share and compare experiences, and for other organisations and individuals interested in financial education to learn about, and possibly build on, the work carried out so far in this area and the lessons learned.

The financial education initiatives covered in the Report are aimed at helping financial consumers improve their financial well-being and their understanding of financial products. These initiatives, such as online resources, seminars and programmes for school students, are indeed focused on products that directly or indirectly fall within the EBA's scope of action.

The Report presents a general view of the most common approaches used by the national authorities in the area of financial education and focuses on four key characteristics of the related initiatives: subject matter, format, target group and type of output produced. The Report also highlights the insights gained by national authorities in the area of financial education.

Legal basis

The Report on financial education has been drafted in accordance with Article 9(1)(b) of the EBA's Founding Regulation, which requires the Authority to take a leading role in promoting transparency, simplicity and fairness in the market for consumer financial products or services across the internal market, including by reviewing and coordinating financial literacy and education initiatives by the competent authorities.

Related document:

EBA Financial Education Report

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