Budapest, 1 September 2025 – To strengthen competition within the banking sector, the Magyar Nemzeti Bank (MNB) has launched the Certified Corporate Loan (CCL) certification framework, for which four large banks submitted their applications in August. The aim of the scheme, which was launched as a result of an agreement between the MNB and the Hungarian Banking Association, is to bring to the market investment loans that are widely accessible to SMEs with standardized, transparent terms and conditions, simplified and fast administration, and favourable pricing. From today, the first certified loans are available at OTP Bank branches.
The MNB has held intensive consultations with the Hungarian Banking Association regarding the market-based stimulation of corporate lending activity, with a particular focus on the SME sector. As a result of this joint work, the MNB has made the Certified Corporate Loan (CCL) framework available to banks starting from 1 August 2025, based on the model of previously introduced Certified Consumer-Friendly products. The certification can be granted to HUF-denominated, investment-purpose corporate loan products that meet the criteria set by the central bank. Based on the detailed application requirements, credit institutions have been able to apply for certification since 1 August 2025. Following the evaluation of the applications, the Certified Corporate Loan is now available to businesses at OTP Bank branches starting today. The evaluation of further applications is ongoing, so the Certified Corporate Loan may also become available at branches of three additional major banks in the coming weeks. This new product may thus become a permanent part of market practice, broadly supporting the investment goals of small and medium-sized enterprises.
The certification criteria, informational for businesses, and the list of institutions offering Certified Corporate Loans are available on the MNB’s website (only in Hungarian).
Magyar Nemzeti Bank