The housing market represents a key area at the level of the individual economic agents (households, financial institutions), as well as at the level of the national economy. Housing market developments are closely related to financial stability issues and also fundamentally determine the short and long-term prospects for economic recovery. Overall, it can be stated that the housing market is intrinsically linked to all areas of the national economy. Housing market developments, in particular the volatility of housing prices, influence the savings and consumption decisions of the household sector through their financial position, and also influence the portfolio, profitability and lending activity of financial institutions through the stock of mortgage loan collateral.