The objective of the publication ‘Trends in Lending’ is to present a comprehensive picture of the latest trends in lending and to facilitate the correct interpretation of these developments. To this end, the report elaborates on developments in credit aggregates, the demand for loans perceived by banks and credit conditions. The report has been produced by the Magyar Nemzeti Bank since 2013 in line with best European central bank practice, with particular focus on the latest developments in the domestic market. The report is published twice a year, in March and September.